Maple Bay, Financial Corp. can help you obtain a no medical life insurance policy in Canada.
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We work with individuals across the nation to secure the best insurance rates.
In Canada, now more than ever, people are searching for a life insurance plan without the lab samples, needles, ECG and other requirements that come with a medical examination.
We can provide you with information on the different types of life insurance products available and assist you in obtaining no medical life insurance if that’s the avenue you choose. Our brokerage company proudly offers services in British Columbia, Ontario, Alberta, Manitoba and Saskatchewan.
When it comes to term life insurance coverage, many can find themselves denied due to a health condition, age and/or lifestyle. The application process for whole life insurance can often be difficult but one of the solutions to consider is no medical life insurance. This coverage requires no medical exam (as the name suggests) and the application only takes 10-15 minutes to complete. Some life insurance providers will even issue policies within an hour after applying. You deserve protection in the event of the unexpected. Contact us today for a life insurance policy and we will provide you with information on all your coverage options and premiums.
An advisor at Maple Bay will be able to provide you with thorough quotes and accurate premiums for a variety of life insurance policies. Due to COVID-19, all quotes are done over the phone or via email.
But they might still want to ensure their spouse receives a death benefit which can help pay for expenses like credit cards, mortgage and everyday expenses.
They may also want to leave an inheritance and contribute to their grandchildren’s education or have plans in place to pay for final funeral costs. Age and an existing health condition make it difficult to receive term life insurance but some life insurance companies are willing to provide no medical life insurance to seniors.
If you don’t have any other option or were denied other life insurance policies due to a medical condition or a limited budget, then let’s discuss guaranteed life insurance for you.
You may be eligible for special risk life insurance. You may also qualify if you’ve been diagnosed with a serious health condition.
Funerals can be expensive and your family has enough to worry about as is. When you die, your beneficiary will receive the death benefit and can use the money in any way they choose.
When you die, your beneficiary will receive a tax-free lump sum in order to help them cover your end-of-life expenses like your funeral, unpaid debts, and more.
But with simple life insurance, you won’t have to. While you’ll still have to answer some health-related questions, you are much more likely to be approved in a short amount of time.
No medical life insurance can qualify you for a fully underwritten policy up to $50,000 with just a simple questionnaire.
Traditional types of plans don’t exclude you based on these activities, however, there is often an additional premium or certain exclusions in the policy. No Medical has a much quicker process and is approximately the same price.
A criminal record will likely push a fully underwritten policy out of reach. Guaranteed issue life insurance and simple issue will often be the primary way to get the protection. Non-medical life is not just for people with compromised health.
Guaranteed issue life insurance and simple issue can qualify you for life insurance if you have a history of substance abuse.
• Qualify for up to $50,000 if in the past 12 months you have not used drugs or been a resident in a treatment facility.
• Qualify for up to $350,000 if in the past 3 years you have not used drugs or been treated or received medical advice or counselling for drugs or alcohol.
Many Canadians are anxious at the thought of a paramedical examination or the needles used to draw blood. With no medical insurance, there are no blood samples or exams required.
Maple Bay specializes in offering life insurance policies. We offer term life insurance, mortgage life insurance BC and no medical life insurance. Every person deserves protection regardless of health or lifestyle, and we will work to find an insurance company to underwrite a policy that works for you. We even receive referrals directly from Canada Protection Plan.
We have helped thousands of clients understand the ways insurance can positively impact their quality of life. See what our insurance broker can do for you. Give us a call today.
If you have a health condition or want to participate in excluded activities, getting traditional insurance coverage is one of the most difficult tasks. We will answer your questions regarding age, education and the coverage of the death benefit.
Guaranteed life insurance provides people with exactly what they need when they need it. If you don’t have any other option or were denied other life insurance policies due to a medical condition or a limited budget, then let’s discuss guaranteed life insurance for you.
With typical life insurance, you have to undergo a medical exam. But with simple life insurance, you won’t have to. While you’ll still have to answer some health-related questions, you are much more likely to be approved in a short amount of time.
Client satisfaction is our main priority. We have helped thousands of clients understand the ways insurance can positively impact their quality of life. See what our insurance broker can do for you. Give us a call today.
We offer the most diverse products in the industry and we are contracted by some of the top leading insurance carriers in Canada.
When you work with our insurance broker, you will receive service and advice that is based on years of experience in the insurance industry. Our staff is professional, knowledgeable and dedicated to providing individuals with the right products.
If you want to explore insurance options that will help protect you, your family, home and business, give us a call or send us an email. Let’s get started today.
