Category: Special Risk

Although alcoholism itself isn’t always fatal (but it can be), behaviors that stem from it are, and this is why life insurance and alcohol abuse

More than likely you’ve heard about life insurance policies and know that they’re insurance payable to a beneficiary when the insured passes away – provided

Life insurance company underwriters consider many things when they decide how much to charge for premiums. It’s common knowledge how they view cigarette smoking, but

Qualifying for term and whole life insurance with no medical exam is possible, and quite simple to do. However, if you’re relatively healthy, don’t smoke

Although the thought of your parents passing away is probably something you don’t want to think about, life insurance for your parents is something you

It’s common knowledge that with traditional life insurance policies if you smoke, your insurance premiums are higher. However, does this apply with no medical life

If you’re looking to buy life insurance but you don’t know if you qualify, this blog is for you. Many people aren’t sure what high

You may or may not have heard about the accelerated underwriting process from Manulife Financial, which was introduced recently, but it’s great news for Canadians

When you apply for traditional (standard) life insurance, you’ll have to go through a paramedical exam. During your examination, you’ll be asked about your medical

If you think you can’t get life insurance if you have type 1 diabetes, you may be pleasantly surprised.However, the answer isn’t a simple yes.